We all have bad habits and they are nothing to be ashamed of at all! The bigger issue is, do you want to stop your bad habit? If so, there are lots of ways to attack that bugger. But, let’s back up. First, let’s define a bad habit A bad habit is a patterned behavior that has […]
Not everyone needs financial recovery Let’s begin with the reality that not everyone is in dire need of financial recovery. If you are naturally blessed to be responsible with money and understand numbers and how the market and debt works – good for you!! That’s incredible. For the rest of us, it might as well […]
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